Partner with Us for the Best Home Loan Experience

Your Dream Home Awaits: Fincart Home Loans

Your dream home Our goal: 4 Steps
Contact us and our representative will get in touch with you
Enter the requested information & submit the documents carefully.
Check the required documents
Loan Amount Sanctioned
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ABOUT FINCART

At Fincart, we understand that a home is more than just a place—it’s a dream and an investment in your future. Our home loan services are designed to make your journey to homeownership smooth and hassle-free.

With competitive interest rates, flexible repayment options, and personalized customer service, we cater to both first-time homebuyers and seasoned investors. Our streamlined application process ensures quick approvals, so you can focus on finding the perfect home.

At Fincart, we offer a range of home loan products designed to help you achieve your dream of homeownership. Whether you’re buying your first home, upgrading to a bigger space, or investing in property, our team of experts is here to guide you every step of the way. Trust Fincart to be your reliable partner in achieving your homeownership dreams.

Better Than All: Fincart’s Home Loans

Experienced Management Team

Benefit from the expertise of Fincart’s seasoned professionals who bring years of experience in home loan services, ensuring you receive top-notch guidance and support.

Client-Centric Approach

We at Fincart prioritize your needs, offering the most competitive rates, tailored solutions and end-to-end services right at your doorstep to meet your specific home loan requirements. No sign-in charges.

Quick Turnaround Time

Our efficient processes ensure a swift approval and disbursement of your home loan, making your home-buying journey smooth and hassle-free.

Enhanced Loan Value Options

Unlock higher loan values with our unique combo of Loan Against Property (LAP) and Working Capital (WC), offering up to 1.85 times the property value to meet your financial needs effectively.

Dedicated Support pre- and post disbursement

Expert financial guidance and support from our team throughout the loan application and repayment process.

Robust Privacy Measures

We prioritize your privacy with state-of-the-art encryption and secure data handling practices, ensuring that your personal and financial information remains confidential throughout the loan process.
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Eligibility Criteria

Eligibility Criteria of Home Loan

Segment Type
Salaried Individuals Government/ Reputed companies
Self Employed Professionals Doctor/ Engineer /CA/CS
Latest Form 16/ITR copy/Appointment letter and latest 3 months’ salary slips / Salary Certificate Business and Individual ITRs and Audited Financials for last 2 years

Documentation Required for Home Loan

Individuals Non-Individuals
Application form with photograph Application form with photograph
Valid identity, residence & signature proof Valid identity, residence & signature proof
Latest Form 16/ITR copy/Appointment letter and latest 3 months’ salary slips / Salary Certificate Business and Individual ITRs and Audited Financials for last 2 years

Frequently Asked Questions

Individuals who are employed, self-employed, or have a steady income can apply for a home loan. Eligibility criteria may vary based on the lender’s policies.

We offer various types of home loans including fixed loans, floating rate of interest, principle moratorium loans are available

The loan amount depends on various factors including your income, credit score, property value, and existing financial obligations. However, at Fincart there is no minimum or maximum limit.

Yes, you can prepay your home loan either partially or in full. Prepayment terms and any associated charges will be outlined in your loan agreement.

Missing an EMI payment can attract late fees and negatively impact your credit score. If you anticipate difficulty in making a payment, please contact us immediately to discuss potential solutions.

Yes, refinancing options are available. Refinancing allows you to switch to a different loan product or lender to take advantage of better interest rates or loan terms.