Financial Planning

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what is financial planning?

A detailed road map that will assist one to look after all financial emergencies with the correct evaluation of the current financial position. Financial Planning helps you achieve your goals confidently. It helps you to plan for emergencies, the "What If" situation, and your life's most important goals. A well-directed & planned investment helps you achieve much more with the same amount of money. In today's unpredictable world, a solid financial planning strategy is essential to navigate unforeseen challenges, such as a sudden financial emergency. Our specialized financial planning and analysis services ensure that you're not only prepared for unexpected situations but also on track to meet long-term goals. Trust us to provide the guidance you need for a secure financial future.

Financial Planning Types

Different types of financial planning focus on specific areas of an individual's or an organization's financial life. Here are some common types of financial planning: Investment Planning: The goal of investment planning is to maximize returns while managing risk by strategically allocating your funds to various assets, such as stocks, bonds, and real estate. A well-informed investment plan considers your financial goals, risk tolerance, and time horizon to create a roadmap for growing wealth over time. Tax Planning: Tax planning involves arranging your financial affairs strategically to minimize your tax liability. In order to maximize tax benefits and credits, income, investments, and expenditures are analyzed. Tax planning ensures you keep more of your earnings while remaining compliant with tax laws. Retirement Planning: Retirement planning is the process of setting financial goals and strategies to ensure a comfortable and secure retirement. It involves estimating retirement expenses, evaluating potential income sources such as pensions and investments, and creating a savings plan to achieve your desired lifestyle after you stop working. Insurance Planning: In order to mitigate your risks, you must assess your potential risks and select appropriate insurance policies. Our services cover every aspect of insurance, whether it is life insurance, health insurance, or term insurance. Depending on your circumstances, insurance planning provides financial protection for you and your loved ones. Education funding planning: An education funding plan is a strategic approach to saving and investing for educational expenses. To do this, you need to estimate the cost of education for yourself, your children, or other dependents, and develop a savings strategy to cover tuition, books, and other related expenses. By doing so, you will be financially prepared to pursue academic goals without stress. Budgeting: The process of budgeting involves creating a financial plan outlining your income and expenditures. By tracking where your funds are allocated and controlling your spending, you can manage your money more effectively. Creating a budget ensures financial discipline, enabling you to reach your financial goals.

Stability and profitability in the long run.

Eliminates all the uncertainties and market fluctuations.

Tackles inflation with the availability of contingency funds.

A considerable increase in the profits.

Why us?

Draw a customized financial plan that would help you achieve your life goals confidently.

Strong researched backed investment products that are beyond Mutual Funds.

Our team of trained professionals acts like a coach tracking your financial progress to ensure that you achieve your life financial goals

We educate, empower and enable clients to achieve their goals, leaving them in a much better situation from where we acquired them. We have a strong client-centricity that thrives on ethical advice & being responsive. We believe that consistently delivering to clients' expectations will help us to build excellence in our service. We have acronymed these values as E-SPIRE.

What do you get in the customised financial plan?

The plan includes

  • Emergency Fund
  • Risk protection via Insurance Planning (Health / Life / Asset / Critical Illness Insurance)
  • Goal Planning - Estimating how much money you would need to achieve your goals.
  • Investment Planning - These are the best-suited investment products based on your risk profile and life financial goals.
  • Retirement Planning - How much money do you need to save to ensure that you have a good retirement?
  • Tax Planning & Saving - The investment plan tries to reap the dual benefit of saving tax and helping you achieve your goals.
  • Reviewing and seamlessly integrating your existing investments (if any) without incurring short-term capital gains tax and exit load charges.
  • Estate Planning - Providing you with a solution to transfer your hard-earned money to your legal heir seamlessly.

Fincart's Planning Process

Financial Planning is synonymous with a pyramid that stands for STABILITY We follow a Proper 3 Proprietary method of Financial Planning!

  • DRAWN: To fulfill your Dreams, we take a reality check to understand how far your dream is at present. Then we utilize the Available resources optimally to help you achieve your goal. The way forward is the action plan. Navigation is regularly reviewing your plan & investment to ensure that you remain on track to achieving your goals.
  • ERGRE: We help you create an Emergency Fund for all money-related uncertainties. The Risk-Protection ring fences your life risks via Insurance planning. Goal planning provides you with the road map to achieving your goals confidently. Retirement planning factors inflation to ensure you accumulate a decent corpus to live a self-reliant and comfortable life. Estate planning seamlessly transfers your hard-earned money to your legal heir.
  • RAISE: We ascertain your risk profile, that's the starting point for creating an optimal asset allocation. We review your existing investments and integrate them after filtering the good ones. The scheme selection is carefully researched and suggested based on your risk profile and your goal's time horizon. Our job does not end here, we regularly evaluate your portfolio and re-balance them to ensure that they help you achieve your life goals confidently.

How the customized financial planning helps you?

The plan is exclusively tailor-made to your requirements and needs. The comprehensive financial plan is a roadmap that helps you achieve your financial goals confidently and enables you to take all necessary precautions to ensure that your journey to your goal has the least pitfalls.


No, Financial Planning is an ongoing exercise, it gets revised based on the changing life situations, lifestyles and life milestones. We do quarterly interaction to review your plan and the life situations.

You should start financial planning after receiving your first earnings. It ensures that you don't experiment with your hard earned money and it gets invested in the right way. as it is one of the crucial steps toward a stable financial future.

We are not rigid about income, you can start financial planning by picking a single goal or covering your risk to start with. You kick start your financial planning by putting phone block at a time. This will make you money confident.

Yes, you can make your financial plan independently. We have provided you with a simple tool called "Numberless Finance". This provides you with a basic structure to self curate your own financial plan. However, if you wish to seek help then our trained personnel will be available to help you out.

Hiring a professional financial planner acts like a coach tracking your financial progress to ensure that you achieve your life's financial goals. We spend a lot of time understanding your requirement, then we draw a customized financial plan for you that is best suited for you and your financial goals.

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