Empowering SME's with Group Healthcare
“Invest in your team’s health with Fincart’s Group Health Insurance. Comprehensive coverage tailored for your business needs.”
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Fincart Group Health Insurance
We at Fincart don’t believe in selling you yet another health insurance instead we become your partner in securing your employees future. Fincart’s Group Health Insurance plan offers comprehensive health coverage designed to support businesses in safeguarding their employees’ well-being.
Our customizable plans cater to various business sizes and needs, and based upon your need provides coverage for hospitalization, surgeries, and other medical expenses. Our plans offer benefits for both employees and employers. While the employees benefit from hassle-free medical care and cashless treatment at an extensive network of hospitals, the MSMEs get the added advantages of employee retention and tax deductions.
Whether you have a small business with 20 to 50 employees or a large corporation with over 250 employees, our Group health insurance packages can benefit you. So secure your team’s health and boost productivity with Fincart’s reliable Group Health Insurance.
Why is Group Health Insurance Important
For Smes and Employees?
Fincart’s group health insurance benefits both SMEs and employees
Cost-effective coverage
Corporate health insurance plans generally command lower premiums than individual plans. This is because risk is distributed across a broader pool of employees. 
Attracting and Retaining Talent
Fincart’s group health insurance helps employers attract and retain top talent by offering competitive benefits packages, making companies more appealing to job seekers and reducing employee turnover.
Enhancing Employee Well-being and Productivity Fincart’s insurance plans promote regular health check-ups and early treatment, leading to healthier employees, fewer sick days, and increased productivity, contributing to overall workplace well-being.
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Employers using Fincart’s group health insurance can enjoy tax deductions on premium payments, lowering their taxable income and resulting in significant tax savings.
Financial Protection for Employees
With Fincart’s group health insurance, employees receive coverage for major medical expenses, reducing their financial burden and stress, thereby enhancing their financial security and focus at work.
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Pooling Risk and Cost Efficiency
Fincart’s group health insurance pools the health risks of all employees, spreading out costs and offering more affordable premiums compared to individual health plans, benefiting both employers and employees.
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Extensive Coverage
Fincart’s group health insurance provides comprehensive coverage, including hospitalization, surgeries, doctor visits, and prescription drugs. This Fincart’s group health insurance provides comprehensive coverage, including hospitalization, surgeries, doctor visits, and prescription drugs.
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No Waiting Period
Fincart offers group health insurance plans with no waiting period, meaning employees can access benefits immediately upon enrollment. This immediate
coverage is crucial for new hires or employees with pre-existing conditions, ensuring they get necessary medical treatments without delay.
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Preventive Care Services
Fincart’s group health insurance includes preventive care services, such as regular health check-ups, vaccinations, and screenings. These services help in early detection and prevention of illnesses, keeping employees healthier and reducing long-term healthcare costs by addressing issues before they become serious.
Why is Fincart The First Choice
For Most SMEs?
Fincart the most trusted Group health insurance provider for Small & Medium Enterprises.
Frequently Asked Questions
Eligibility criteria typically include being an active employee of the company offering the group health insurance. Some policies also cover dependents, including spouses, children, and sometimes parents.
Medium-sized firms with 50 to 100 employees looking to provide robust healthcare coverage without incurring high costs
Group Health Insurance is usually more cost-effective than individual health insurance because the risk is spread across multiple members. It also often offers better coverage options and fewer exclusions.
Upon leaving the company, an employee typically loses coverage under the group health insurance plan. However, some policies offer the option to convert to an individual policy.
Many group health insurance plans cover pre-existing conditions after a waiting period. The specifics can vary based on the insurer and the policy terms.
Required documents typically include a claim form, medical bills, discharge summary, prescription copies, and any other relevant medical documents.