Fincart Business Loans provide the Boost you Need For Success
Don’t let Financial constraints hold your business back
Check Your Loan Eligibility
Fincart Loans For Businesses
At Fincart, we are dedicated to empowering businesses by providing financial solutions tailored to their unique needs. Our business loans are designed to support your growth, helping you achieve your goals and take your business to new heights.
Our mission is to offer accessible and flexible financing options to businesses of all sizes. We understand the challenges that come with running a business, and we are here to provide the financial support you need to overcome these obstacles and thrive.
Fincart offers a range of business loan options to suit different needs, including working capital loans, equipment financing, and expansion loans. Each of these loans comes with flexible repayment terms, competitive interest rates, and a quick approval process to ensure that you have the funds when you need them.
Our personalized service sets us apart. We take the time to understand your business and its unique challenges, allowing us to provide tailored loan solutions that fit your specific needs. With Fincart, you can count on a financial partner who is committed to your success.
Benefits and Features of Fincart Business Loans
Eligibility Criteria
Go through the financial and non-financial eligibility criteria explained below to make your loan application process easy:
Go through the financial and non-financial eligibility criteria explained below to make your loan application process easy:
Business Loan Eligibility
- One must be atleast 25 years
- Maximum age at time of Maturity must 67 years
- Minimum established period must be 2 years
- Office setup must have name board
- Business profitable for 2+ years
KYC Documents
- Pan Card
- Aadhar Card
- Proof Of Ownership – Residence or Office
- 2 photographs each
- Last 3 years ITR with Audited Financials
- Computation of Income / P&L/Balance sheet & all its schedules/annexures
- Last 12 months Bank statement
- Last 12 months GSTR 3B
- Sanction letters of all loans and facilities
- Monthly Obligation sheet towards payment of existing loans
- Property Documents – Chain of agreements
- Approved Plan of properties
- Occupancy Certificate mandatory
Business Loan Eligibility
- One must be atleast 25 years
- Maximum age at time of Maturity must 67 years
- Minimum established period must be 2 years
- Office setup must have name board
- Business profitable for 2+ years
KYC Documents
- Pan Card
- Aadhar Card
- Proof Of Ownership – Residence or Office
- 2 photographs each
- Last 3 years ITR with Audited Financials with audit report wherever applicable of Firm and Partners
- Computation of Income / P&L/Balance sheet & all its schedules/annexures
- Last 12 months Bank statement
- Last 12 months GSTR 3B
- Sanction letters of all loans and facilities
- Monthly Obligation sheet towards payment of existing loans
- Property Documents – Chain of agreements*
- Approved Plan of properties*
- Occupancy Certificate
KYC Documents
- Pan Card of the company
- Aadhar Card
- Proof Of Ownership – Residence or Office
- 2 photographs each
- MOA /AOA/Certificate of Incorporation
- Udhyam & GST Registration Certificates
- List of Current Directors and latest shareholding on Co letterhead
- Last 3 years ITR with Audited Financials with audit report wherever applicable of Co and Directors
- Computation of Income / P&L/Balance sheet & all its schedules/annexures
- Last 12 months Bank statement
- Last 12 months GSTR 3B
- Sanction letters of all loans and facilities
- Monthly Obligation sheet towards payment of existing loans of Co and Directors
- Property Documents – Chain of agreements*
- Approved Plan of properties*
- Occupancy Certificate
Frequently asked Questions
Fincart offers Quick Business Loans to its customers which are disbursed within 72 hours in the existing current account of the customers.
Fincart is committed to taking the least time to handle loan applications. The precise duration depends on several variables, like the type of loan applied for and the detailing furnished in the application. However, the process looks like this:
Step 1: You have to enter your basic details, which takes approximately 6 minutes
Step 2: Next, you need to check whether you are eligible for a business loan
Step 3: Once you pass the eligibility criteria, you need to share your documents, which takes approximately 5 minutes
Step 4: Once your team’s verification is complete, we will get started with the loan disbursal process.
There is no minimum or maximum limit to avail business loans.
No, tenure is a factor using which eligibility is computed. The longer the tenure, the better the chances of getting a higher eligibility.
Yes, you can foreclose your business loan by sending us your request or after speaking with your designated RM. Don’t forget to mention your Loan Account Number.
No, it is mandatory for the business to be profitable in the last 2 years.